*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--surface-page);color:var(--text-body);font-family:var(--font-sans);-webkit-font-smoothing:antialiased;line-height:1.5}
h1,h2,h3,h4{color:var(--text-heading);margin:0;font-family:var(--font-sans)}
.display{font-family:var(--font-display);font-weight:500}
a{color:var(--color-primary);text-decoration:none}
a:hover{opacity:.7}
img{max-width:100%;display:block}
input,select,button{font-family:var(--font-sans)}
input:focus,select:focus{border-color:var(--color-primary)!important;box-shadow:0 0 0 3px color-mix(in srgb,var(--color-primary) 22%,transparent)}
[data-theme="dark"] body{background:#0f0a0a}
html[dir="rtl"]{text-align:right}

.wrap{max-width:1200px;margin:0 auto;padding:0 24px}
.btnfx{transition:filter .15s ease,transform .05s ease}
.btnfx:hover{filter:brightness(.96)}
.btnfx:active{transform:translateY(1px)}
.softcard{background:var(--surface-page);border:1px solid color-mix(in srgb,var(--color-ink) 10%,transparent);border-radius:var(--radius-md);box-shadow:0 1px 2px rgba(32,21,21,.04),0 12px 32px -12px rgba(32,21,21,.14)}
.svgicon{display:inline-flex;line-height:0;flex:none}
.svgicon svg{display:block}

/* reveal */
.fade{opacity:0;transform:translateY(14px);transition:opacity .6s ease,transform .6s ease}
.fade.in{opacity:1;transform:none}

/* NAV */
.nav{position:sticky;top:0;z-index:50;background:color-mix(in srgb,var(--color-canvas) 88%,transparent);backdrop-filter:blur(10px);border-bottom:1px solid color-mix(in srgb,var(--color-ink) 12%,transparent)}
.nav .row{display:flex;align-items:center;gap:24px;height:66px}
.brand{display:flex;align-items:center;gap:10px;color:var(--text-heading)}
.brand .dot{width:34px;height:34px;border-radius:var(--radius-full);background:var(--color-primary);display:grid;place-items:center;color:#fffefb}
.brand .wm{font-weight:700;font-size:17px}
.brand .wm span{color:var(--color-primary)}
.nav-links{display:flex;gap:26px;margin-inline-start:16px}
.nav-links a{color:var(--text-body);font-weight:500;font-size:15px}
.nav-actions{margin-inline-start:auto;display:flex;gap:8px;align-items:center}
.iconbtn{width:38px;height:38px;border-radius:var(--radius-full);border:1px solid color-mix(in srgb,var(--color-ink) 18%,transparent);background:transparent;color:var(--text-heading);cursor:pointer;display:grid;place-items:center}
.pillbtn{padding:8px 14px;border-radius:var(--radius-full);border:1px solid color-mix(in srgb,var(--color-ink) 18%,transparent);background:transparent;color:var(--text-heading);cursor:pointer;font-weight:600;font-size:14px;display:flex;gap:6px;align-items:center}

/* HERO */
.hero{background:var(--band-dark);color:#fffefb;padding-top:64px;padding-bottom:150px;position:relative}
.hero .eyebrow{font-family:var(--font-display);font-weight:500;font-size:14px;letter-spacing:1px;color:var(--color-primary);display:block;margin-bottom:20px}
.hero h1{font-size:clamp(40px,6vw,72px);line-height:1.02;color:#fffefb;max-width:820px;letter-spacing:-1px}
.hero p{font-size:20px;line-height:1.5;color:color-mix(in srgb,#fffefb 78%,transparent);max-width:600px;margin-top:20px}
.chips{display:flex;flex-wrap:wrap;gap:12px;margin-top:26px}
.chip{display:inline-flex;gap:8px;align-items:center;padding:8px 16px;border-radius:var(--radius-full);background:color-mix(in srgb,#fffefb 8%,transparent);border:1px solid color-mix(in srgb,#fffefb 14%,transparent);font-size:14px;font-weight:500}
.chip .svgicon{color:var(--color-primary)}

/* CALCULATOR */
.calcmain{margin-top:-110px;position:relative;z-index:2;padding-bottom:96px}
.grid2{display:grid;grid-template-columns:1.15fr .95fr;gap:24px;align-items:start}
.formcard{padding:32px}
.formgrid{display:grid;gap:20px}
.field{display:block}
.field .lab{display:flex;justify-content:space-between;align-items:baseline;margin-bottom:8px}
.field .lab .t{font-weight:600;color:var(--text-heading);font-size:15px}
.field .lab .h{font-size:13px;color:var(--text-muted)}
.two{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.ipt{width:100%;box-sizing:border-box;background:var(--color-canvas);color:var(--color-ink);border:1px solid color-mix(in srgb,var(--color-ink) 22%,transparent);font-size:16px;padding:12px 14px;border-radius:var(--radius-sm);outline:none}
.sel{appearance:none;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='16' height='16' viewBox='0 0 24 24' fill='none' stroke='%23939084' stroke-width='2'%3E%3Cpath d='m6 9 6 6 6-6'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 14px center;padding-inline-end:38px}
html[dir="rtl"] .sel{background-position:left 14px center}
.salwrap{position:relative}
.salwrap .cur{position:absolute;inset-inline-start:14px;top:50%;transform:translateY(-50%);color:var(--text-muted);font-weight:600;font-size:15px}
.salwrap .ipt{padding-inline-start:52px;font-weight:600}
.note{font-size:13px;color:var(--text-muted);margin:0;display:flex;gap:8px}
.note .svgicon{margin-top:2px}

/* RESULTS */
.rescard{padding:28px;position:sticky;top:86px}
.reshead{display:flex;justify-content:space-between;align-items:center;margin-bottom:16px}
.reshead .k{font-family:var(--font-display);font-size:13px;letter-spacing:1px;text-transform:uppercase;color:var(--text-muted)}
.dot-status{width:9px;height:9px;border-radius:50%;background:var(--color-mute)}
.dot-status.on{background:#12b76a;box-shadow:0 0 0 4px color-mix(in srgb,#12b76a 22%,transparent)}
.totalbox{background:color-mix(in srgb,var(--color-primary) 8%,var(--color-canvas));border:1px solid color-mix(in srgb,var(--color-primary) 24%,transparent);border-radius:var(--radius-md);padding:22px 24px}
.totalbox .lbl{font-size:12px;letter-spacing:.5px;font-weight:700;text-transform:uppercase;color:var(--color-primary)}
.totalbox .amt{font-family:var(--font-display);font-weight:500;font-size:clamp(34px,4vw,46px);color:var(--text-heading);margin-top:6px;letter-spacing:-1px}
.totalbox .cap{font-size:12px;color:var(--text-muted);margin-top:4px}
.alert{font-size:13px;padding:10px 12px;border-radius:8px;margin:14px 0 0;display:flex;gap:8px}
.alert .svgicon{margin-top:1px}
.alert.red{color:#b42318;background:color-mix(in srgb,#b42318 8%,transparent)}
.alert.amber{color:#b54708;background:color-mix(in srgb,#b54708 8%,transparent)}
.statgrid{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-top:16px}
.stat{border:1px solid color-mix(in srgb,var(--color-ink) 12%,transparent);border-radius:10px;padding:12px 14px}
.stat .k{font-size:11px;letter-spacing:.4px;text-transform:uppercase;color:var(--text-muted);font-weight:600}
.stat .v{font-size:19px;font-weight:700;color:var(--text-heading);margin-top:3px}
.bdtitle{font-size:12px;letter-spacing:.5px;text-transform:uppercase;color:var(--text-muted);font-weight:700;margin:18px 0 10px}
.bar{margin-bottom:12px}
.bar .top{display:flex;justify-content:space-between;font-size:13.5px;margin-bottom:6px;color:var(--text-body)}
.bar .top b{font-weight:700;color:var(--text-heading)}
.bar .track{height:8px;border-radius:99px;background:color-mix(in srgb,var(--color-ink) 8%,transparent);overflow:hidden}
.bar .fill{height:100%;border-radius:99px;transition:width .4s ease}
.formulabox{margin-top:16px;padding:12px 14px;background:var(--surface-card);border-radius:10px;font-size:13px;color:var(--text-body);line-height:1.5}
.formulabox b{color:var(--text-heading)}
.actions{display:grid;gap:8px;margin-top:18px}
.pdfbtn{display:flex;align-items:center;justify-content:center;gap:8px;padding:13px;border-radius:var(--radius-md);border:none;background:var(--color-primary);color:#fffefb;font-weight:600;font-size:16px;cursor:pointer}
.secrow{display:grid;grid-template-columns:1fr 1fr 1fr;gap:8px}
.secbtn{display:flex;flex-direction:column;align-items:center;gap:5px;padding:11px 6px;border-radius:var(--radius-md);border:1px solid color-mix(in srgb,var(--color-ink) 16%,transparent);background:var(--color-canvas);color:var(--text-heading);font-weight:600;font-size:12.5px;cursor:pointer}
.disc{font-size:11.5px;color:var(--text-muted);margin-top:14px;line-height:1.5}

/* SECTIONS */
.sec{padding:80px 0}
.sec.soft{background:var(--surface-card)}
.sechead{margin-bottom:36px}
.sechead .eyebrow{font-family:var(--font-display);font-size:14px;letter-spacing:1px;color:var(--color-primary);text-transform:uppercase;margin-bottom:12px}
.sechead h2{font-family:var(--font-display);font-weight:500;font-size:clamp(30px,4vw,42px);letter-spacing:-.5px;color:var(--text-heading)}
.three{display:grid;grid-template-columns:1fr 1fr 1fr;gap:20px}
.step{padding:26px}
.step .num{width:38px;height:38px;border-radius:var(--radius-full);background:var(--color-primary);color:#fffefb;display:grid;place-items:center;font-weight:700;font-size:17px}
.step h3{font-size:19px;margin-top:16px}
.step p{margin-top:8px;line-height:1.6;color:var(--text-body)}
.elig{display:grid;grid-template-columns:1fr 1fr;gap:20px}
.eligcol{display:grid;gap:14px}
.eligrow{display:flex;gap:12px;align-items:flex-start}
.eligrow .ic{flex:none;width:24px;height:24px;border-radius:var(--radius-full);display:grid;place-items:center}
.eligrow .ic.yes{background:color-mix(in srgb,#12b76a 14%,transparent);color:#12b76a}
.eligrow .ic.no{background:color-mix(in srgb,#b42318 12%,transparent);color:#b42318}
.eligrow span.tx{line-height:1.55;color:var(--text-body);padding-top:1px}
.lawcard{background:var(--band-dark);color:#fffefb;border-radius:var(--radius-md);padding:30px}
.lawcard .eyebrow{font-family:var(--font-display);font-size:13px;letter-spacing:1px;color:var(--color-primary);text-transform:uppercase}
.lawcard h3{color:#fffefb;font-size:22px;margin-top:10px}
.lawlist{margin:16px 0 0;padding:0;list-style:none;display:grid;gap:12px}
.lawlist li{display:flex;gap:10px;align-items:flex-start;font-size:15px;line-height:1.5;color:color-mix(in srgb,#fffefb 84%,transparent)}
.lawlist li .svgicon{margin-top:2px;color:var(--color-primary)}
.mist{padding:24px}
.mist h3{font-size:17px;margin-top:12px}
.mist p{margin-top:7px;line-height:1.55;color:var(--text-body);font-size:15px}
.mist .svgicon{color:var(--color-primary)}

/* FAQ */
.faqwrap{max-width:900px}
details{border-bottom:1px solid color-mix(in srgb,var(--color-ink) 12%,transparent)}
details summary{list-style:none;cursor:pointer;padding:22px 4px;display:flex;justify-content:space-between;align-items:center;gap:16px;font-weight:600;color:var(--text-heading);font-size:18px}
details summary::-webkit-details-marker{display:none}
details summary .chev{transition:transform .2s ease;flex:none}
details[open] summary .chev{transform:rotate(180deg)}
details .ans{padding:0 4px 22px;max-width:900px;line-height:1.6;color:var(--text-body)}

/* FOOTER */
.footer{background:var(--band-dark);color:color-mix(in srgb,#fffefb 70%,transparent);padding-top:56px;padding-bottom:40px}
.footcols{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:40px}
.footer .brand{color:#fffefb}
.footer .brand .dot{width:32px;height:32px}
.footer .brand .wm{font-size:16px}
.footer .lead{max-width:320px;margin-top:14px;font-size:14px;line-height:1.6}
.footcol .h{font-size:12px;letter-spacing:.6px;text-transform:uppercase;color:color-mix(in srgb,#fffefb 50%,transparent);font-weight:700;margin-bottom:14px}
.footcol .links{display:grid;gap:11px}
.footcol .links a{color:color-mix(in srgb,#fffefb 78%,transparent);font-size:14px}
.footbot{border-top:1px solid color-mix(in srgb,#fffefb 12%,transparent);margin-top:36px;padding-top:22px;font-size:12.5px;display:flex;justify-content:space-between;flex-wrap:wrap;gap:10px}

@media(max-width:900px){
  .grid2,.elig{grid-template-columns:1fr}
  .three,.footcols{grid-template-columns:1fr}
  .nav-links{display:none}
  .rescard{position:static}
}
@media print{
  .nav,.hero .chips,.actions,.footer,.iconbtn,.pillbtn{display:none!important}
  .hero{padding:24px 0;background:#fff;color:#000}
  .hero h1,.hero p{color:#000}
  body{background:#fff}
  .calcmain{margin-top:24px}
  .sec{page-break-inside:avoid}
}